Credit Card Perks

[ice grillin you]

I always wonder why some merchants automatically want to run my debit card as credit:  doesn't that cost them more?

what i dont get is if you have a check card regardless of whether you answer credit or debit the money comes right out of your bank account so why is it even an option?

[reese125]

some banks charge a fee for the transaction if you use your checking card. I always choose credit.

when you swipe your card, push the credit button or if the option is not there hit the cancel button and it automatically uses credit

[Diomedes]

some banks charge a fee for the transaction if you use your checking card. I always choose credit.

I switched to a credit union expressly to avoid being charged for using my debit card. 

[ice grillin you]

yeah i always use credit...i was just wondering why theres an option on a check card

also pnc atm/check cards pwn...at the end of the month they reimburse in full for any atm charges

[reese125]

some banks charge a fee for the transaction if you use your checking card. I always choose credit.

I switched to a credit union expressly to avoid being charged for using my debit card. 

interesting because I belonged to Franklin Mint Federal Credit Union for a while and left because of that exact reason

[phattymatty]

i have a pnc card too and mine reimburses instantly not at the the end of month.

like if i hit an atm at lunch, check my statement online when i get back to the office, the money is already reimbursed.

[ice grillin you]

yeah i set mine up different cause i like to see how much money im saving a month and dont feel like going back thru my statement and counting all the one and two dollar charges

[phattymatty]

oh word, and yeah that bitch saves me a ton of cash.  especially vegas trips when they try to charge up to $8 a withdrawal. 

[Diomedes]

some banks charge a fee for the transaction if you use your checking card. I always choose credit.

I switched to a credit union expressly to avoid being charged for using my debit card. 

interesting because I belonged to Franklin Mint Federal Credit Union for a while and left because of that exact reason

I left Provident and joined the Johns Hopkins FCU.  Provident sucks.

[rjs246]

I have literally never been more bored with a conversation than I am with this one.

[ice grillin you]

literally?

thats a pretty strong statement

[rjs246]

It's a pretty boring conversation.

[Diomedes]

You're looking to be amused at ?  Really?

[rjs246]

I know. I should have given that up years ago. This place has taken on a dour personality and I've fallen right into line. Now we all talk about grown up things. GAY.

[stalker]

For real excitement try "Fantasy Chess"

http://www.chessville.com/fantasychess/