From the producers of "The Smoking Ban," bring you "The Food Ban"

[rjs246]

You aren't paranoid, Rome. It's happening right before our eyes and no one seems to give one shtein about it.

[Cerevant]

seat belt laws are ridiculous beyong belief....no matter where you stand on the whole civil liberty thing theres no one who can defend them

Repeal the seatbelt laws and everyone's car insurance rates go up.  Your desire to die takes money out of my pockets.  Put your god damned seatbelt on.

[rjs246]

Money should definitely be the driving factor behind people's personal choices. Definitely.

[ice grillin you]

how about reign in insurance companies...they are crooks...wearing or not wearing a seatbelt should have nothing to do whatsover with car insurance rates...you not caring at all about the insurance companies but worrying aboiut whether people you dont even know wear a seatbelt is backwards


you also show your ingnorance by assuming that because im against seatbelt laws i dont wear a seatbelt...you need to think before you speak

[Diomedes]

Repeal the seatbelt laws and everyone's car insurance rates go up.

Sure, but only because they can do it, not because they need to.  Insurance companies aren't having trouble making money, never have and never will.  This argument amounts to an endorsement of the violation of personal choice in the interest of insurance company profits. It's like saying it's more important to limit risk to insurance companies than to limit intrusion in private life.  The insurance companies need to take care of their own risk, not pass it down to me. 

Also, it's dumb not to wear a seatbelt.  Doesn't mean it should be criminalized.  We don't need more excuses for cops to arrest people--and pulling someone over IS an arrest, even if you aren't being booked.  We don't need more reasons for cops to search and poke around and find reasons to put us in cuffs.

It's a load of crap.

[rjs246]

Money should definitely be the driving factor behind people's personal choices. Definitely.

I worded this badly, I think. But the point is still the same. Insurance rates going up is not justification for idiotic "it's for your own good" laws. We are adults. We should be treated as such.

Governments shouldn't tell their people how to act. People should tell their governments how to act.

[Rome]

seat belt laws are ridiculous beyong belief....no matter where you stand on the whole civil liberty thing theres no one who can defend them

Repeal the seatbelt laws and everyone's car insurance rates go up.  Your desire to die takes money out of my pockets.  Put your god damned seatbelt on.

Way to miss the point. 

I wear my seatbelt.  But even if I didn't, it's my goddamn choice.  And the state shouldn't have a right to pull me over because I choose to ignore certain safety protocols within my personal conveyance.

It's another way for the cops to circumvent the fourth amendment and I'm piss pot tired of it.

[PoopyfaceMcGee]

I agree with Cerevant on this one - only because people are idiots.  There are already plenty of under-insured and uninsured drivers on the road, and there are still plenty of people that don't always/usually buckle.

Since car insurance is a necessary evil, why not keep damage to a minimum and thus keep rates low, if all it means is a simple act of putting on the seatbelt that is already included with your vehicle?

I suppose my stance is not that of a typical Libertarian, but it's more indicative of my general feeling that the average person is lazy and stupid and cannot be trusted to do the most simple and sensical things like buckling up.

It fits nicely with the "I want to keep more of my damn money" stance, though.  So, I'm still solid there.

[ice grillin you]

thats not the point...a personal choice to wear a seatbelt should not dictate other peoples insurance rates...its the most ridiculous thing ive ever heard..one has nothing to do with the other...the problem here is the insurance companies not the people

the govt should be regulating insurance companies...not making assinine laws like this...for insurance compaines to raise someones car insurance because a driver doesnt wear a seatbelt is idiotic and is purely a means to make money...nothing else

when youre old enough to drive yourself and you wanna raise your chances of dying in a car accident go seatbeltless...youre not hurting anyone but yourself

i can see there being a law for children up to a certain age...but thats where it should stop...perhaps until they are old enough to drive themselves because they dont have a say in how the driver performs...

just like there should be a law against rectal thermometers for babies...because im pretty sure if they could talk they would say they didnt want them

[PhillyPhreak54]

I don't wear a seatbelt. The only time I do is when it is snowing or icy out.

Car insurance companies use that as a BS excuse to rape people. The rates in PA are already crazy compared to what I paid in Texas.

And if I get hit by an uninsured person I'm going to beat the shtein out of them. If I ask who they have for insurance and they say they don't, or try and bullshtein they're getting their teeth pushed in.

[PoopyfaceMcGee]

when youre old enough to drive yourself and you wanna raise your chances of dying in a car accident go seatbeltless...youre not hurting anyone but yourself

That's false.  If someone gets in a joint-fault accident and they're not wearing a seatbelt, the other person and their insurance company pays a much larger tab.

I can't say I'm surprised that your *winning* solution is more government providing more regulation on insurance companies.  Wind you up and you go.

[Eaglez]

the govt should be regulating insurance companies...not making assinine laws like this...for insurance compaines to raise someones car insurance because a driver doesnt wear a seatbelt is idiotic and is purely a means to make money...nothing else

Actually, it is because if you don't wear a seat belt you are more likely to suffer severe injuries when involved in an accident, and since they are obliged to pay per what your coverage entails it costs more to insure you. It's about risks; you are a greater risk to file a larger claim, or have a claim filed against you, hence you pay a larger premium because you expose yourself to that risk.

I don't think people should be legally required to wear seat belts, but if they choose not to they shouldn't bitch about their own insurance premiums going up. The problem is that the government regulates insurance companies TOO much and puts heat on insurance companies when they raise premiums on high-risk drivers, encouraging them instead to raise premiums in general for all drivers -- excellent or bad. In general this is a very bad policy to undertake, because it doesn't provide an incentive for good driving habits and doesn't punish people for partaking in high-risk driving habits, like not wearing a seat belt.

Enough with the government coddling; it makes me puke in my mouth alittle.

[ice grillin you]

If someone gets in a joint-fault accident and they're not wearing a seatbelt, the other person and their insurance company pays a much larger tab.

in other words you will get raped by the insurance company and come out your pocket for what they grab.....because thats the rule youll follow....

so weak

be proud and be happy bend over and pay what the man tells you to......you should be proud...


last time im gonna say this...its not about the everyday car driver its about the insurance company....

[The BIGSTUD]

I don't have a problem with trans fat bans. I don't even know what food I eat contains trans fat, so if it is banned then it saves me a lot of trouble finding out if what I'm going to eat contains it or not.

[PoopyfaceMcGee]

in other words you will get raped by the insurance company and come out your pocket for what they grab.....because thats the rule youll follow....

so weak

be proud and be happy bend over and pay what the man tells you to......you should be proud...


last time im gonna say this...its not about the everyday car driver its about the insurance company....

You are simply wrong.  More injuries = more cost to get healthy.  Death = civil suit.  This is $$$ no matter how *nice* and *regulated* the insurance companies are.

It's also downright hilarious that you talk about "the man" as if it's a bad thing, but you want a massive government butting into nearly every other facet of American life.  Get your shtein straight.